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Title insurance policy premiums (lender's and buyer's) |
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Escrow fee* |
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Notary fees* |
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Property tax proration (from acquisition date) |
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Special delivery/courier fees, if required |
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Document preparation fees* |
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Document recording charges* |
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Homeowner's association transfer fee and prorata dues (varies) |
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One half of city transfer tax, if any** |
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Home Warranty according to contract |
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Inspection fees according to contract (termite, roof, property, geological, etc.) |
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Matters of record against the buyer (tax liens, judgments, etc.) and fees required to clear them |
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Fire insurance premium for the first year |
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Assumption/change of records fee for takeover of existing loan |
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Lender's new loan charges* |
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Interest on new loan from date of funding to 30 days prior to first payment |
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Other prorations (rents, insurance, etc.) if applicable |
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Real estate commission |
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Documentary (county) transfer tax |
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Notary fees |
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Property tax proration (to date of acquisition) |
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Special delivery/courier fees, if required |
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Document preparation fees |
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Document recording charges |
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Homeowner's association statement fee and prorata dues (varies) |
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One half of city transfer tax, if any** |
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Home Warranty according to contract |
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Work/repairs required according to contract |
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Matters of record against the property or seller (loans, tax liens, judgments, etc.) and fees required to clear them (statement fees, reconveyance/trustee fees and prepayment penalties |
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Bonds and assessments according to contract |